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Banking Sector Misses Again Agri-Credit Target of Rs. 1.7 Trillion for FY22

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The banking sector has once again missed the agriculture credit target of Rs. 1.7 trillion in the closing financial year 2021-22 as the financial institutions managed to disburse Rs 1.419 trillion to the agriculture sector.

In 2020-21, the banking sector made the agriculture disbursement of Rs. 1.366 trillion as against Rs. 1.5 trillion set by the banking regulator for the same financial year.

The growth in agriculture credit disbursement remained subdued due to various challenges such as adverse climate change effects, resource constraints in banks, underutilization of approved limits by borrowers etc., while a few banks, particularly large public sector banks, among others, also performed slower than usual and struggled to achieve their assigned annual targets.

Banks Make Highest Disbursement in Different Categories

SBP has also released the annual ranking of banks under this scoring model to bring transparency and competition among the various agriculture credit providers.

HBL ranked on top among Large Banks with a score of 75.4 and

Bank of Punjab scored 62.1 and ranked highest among Mid-Sized Banks,

BankIslami stood first among Small Banks with a score of 55.7.

Further, U Microfinance Bank ranked the highest among Microfinance Banks with a score of 80.4.
The scores of the banks can be viewed here.

SBP Sets Agri-Credit Disbursement Target of Rs1.8 trillion for FY23

State Bank of Pakistan (SBP) has assigned annual agriculture credit disbursement target of Rs1,800 billion to the financial institutions for FY23 to cater to the agriculture credit demand in the country. Moreover, in line with the national food security requirements and need for mechanization of farms to enhance agriculture productivity, specific targets of Rs140 billion for production loans of wheat crop, Rs45 billion for tractor financing, and Rs20 billion for financing for harvesters, planters and other farm machinery have also been set under the overall target for FY23.

In addition, SBP has also enhanced the per acre indicative credit limits for agriculture financing to support the farming community to avail adequate financing from banks and optimize their agriculture inputs’ usage.
With a view to ensure food security, per acre indicative credit limit for wheat has been enhanced from existing Rs60,000 to Rs100,000 which will allow farmers to deploy quality inputs for improved yields.

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CBD Punjab drives transformation, reshaping the future of Punjab

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Lahore – Cities and regions go beyond just roads, buildings, and infrastructure. They are where people live, pursue their dreams, and forge their futures. Punjab has long been a land rich in stories—heritage, culture, and resilience. Today, it is also emerging as a region geared up for future opportunities.

The creation of the Central Business District Punjab (CBD Punjab) is part of that journey. When the idea for CBD Punjab was first conceived, the goal was not simply to develop another commercial hub. It was to create a modern urban ecosystem that could support economic growth across Punjab while improving the everyday lives of its people. Over the past five years, that vision has steadily taken shape.

Development should ultimately serve the people who live and work across the region. That is why one of the primary focuses has been improving connectivity and mobility in key areas of Punjab.

Projects such as CBD Route 47 and the transformation of major corridors like Walton Road are designed to make movement easier for commuters, businesses, and communities alike. These initiatives are not just infrastructure upgrades; they are investments in how people experience their surroundings—reducing congestion, improving access, and supporting the growth of surrounding districts. A region that moves efficiently creates opportunities for everyone.

For any region to grow sustainably, it must attract investment that generates jobs and drives economic activity. Over the last few years, CBD Punjab has introduced transparent and competitive commercial land auctions that have generated strong investor interest.

Behind every investment lies the potential for new businesses, employment opportunities, and economic growth that benefits communities across Punjab. The strong response from investors reflects a shared confidence in Punjab’s potential as a modern economic powerhouse.

The future of Punjab will be shaped not only by infrastructure but by ideas. That is why the development of NSIT City holds particular importance. NSIT City is envisioned as a hub where technology, research, and entrepreneurship come together. By connecting universities, technology companies, and innovators, the project aims to create opportunities for young professionals and entrepreneurs across Punjab to build their careers and businesses. For the youth of Punjab, this represents a platform to turn ideas into impact.

While development is essential, it must be balanced with responsibility toward the environment and future generations.

At CBD Punjab, sustainability remains a key part of the planning approach. From incorporating green spaces to encouraging energy-efficient development, the aim is to ensure that progress does not come at the expense of environmental well-being.

A truly modern region must grow in ways that remain mindful of its surroundings and its people.

The past five years have laid an important foundation, but the journey of CBD Punjab is far from complete. The aspiration is to see Punjab emerge as a region that combines its rich heritage with modern opportunita place where businesses can grow, innovation can flourish, and communities can thrive.

Ultimately, the story of CBD Punjab is about more than infrastructure. It is about people—creating spaces where ambition can grow, opportunities can expand, and the future of Punjab can unfold. Because when development is centered on people, progress truly belongs to everyone.

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CBD Punjab fast-tracks major projects as CEO orders swift completion

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LAHORE – Imran Amin, CEO of CBD Punjab, led a high-level review meeting to evaluate the progress of key development projects.During the session, the CEO emphasised the need to speed up work across all sites, insisting that each project must be finished on time without compromising on top-tier construction standards.

The meeting was attended by Executive Director Technical Riaz Hussain, Director Project Management Asif Iqbal, Director Construction Asif Babar, and Director Architecture & Planning Sameer Aftab Sial, along with senior officials from NESPAK and representatives of the relevant contracting firms.

During the session, the CEO of CBD Punjab was briefed on the final finishing stages of CBD Vertex, the ongoing development of CBD Walk, and the development of the extensive green area within NSIT City.

Addressing the participants, CEO of CBD Punjab Imran Amin highlighted that CBD Walk is poised to transform Lahore’s retail and fine-dining landscape, emerging as a landmark commercial destination in the city. He reiterated CBD Punjab’s commitment to handing over the project to investors within the agreed timeframe, ensuring a significant boost to Punjab’s commercial infrastructure.

The CEO of CBD Punjab, Imran Amin, also directed that the 55.9-acre green area within NSIT City be developed as a state-of-the-art urban green facility, fully aligned with modern environmental and sustainability standards. He emphasized that the project reflects CBD Punjab’s vision for environmentally responsible urban development and the creation of sustainable public spaces.

The meeting concluded with instructions to ensure strict quality control while maintaining momentum so that all ongoing initiatives are completed without delay for the benefit of citizens and the regional economy

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realme celebrates the holy month with “Craft Your Ramadan” creative workshops

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LAHORE – As Ramadan approaches, a season of togetherness and shared moments, realme is introducing a vibrant, youth-focused community initiative designed to add creativity and color to the month. Titled “Craft Your Ramadan,” the experience invites individuals and families to customize their Ramadan vibe through hands-on DIY workshops in an energetic in-store setting.

Taking place every weekend throughout Ramadan from 4 pm to 11 pm at Dolmen Mall Lahore, the campaign transforms the retail space into an interactive, creative hub instead of a traditional retail setup. Blending art, personalization, and technology, the initiative encourages participants to customize realme smartphone back covers in a fun, Iftar-ready environment inspired by self-expression and youthful energy.

With “Craft Your Ramadan,” realme moves beyond the usual store experience to create an engaging, workshop-style creative zone. The space will feature art stations, creative materials, Ramadan-themed design elements, and a lively ambiance that inspires imagination. Participants can paint, decorate, and personalize smartphone back covers with patterns, crescent motifs, calligraphy-inspired designs, and colorful embellishments. Guided by local influencers and creative facilitators, each session is designed to be interactive, social, and beginner-friendly, perfect for young creators and families looking to express their style.

Alongside the workshops, participants can enter daily lucky draws throughout the campaign. The celebration will culminate in a Grand Draw, where lucky winners will receive exciting prizes, including realme Buds and the latest realme C85 series smartphone. The inclusion of the realme C85 series as the Grand Draw prize adds a strong tech highlight to the creative experience, making it both expressive and rewarding.

Make this Ramadan more colorful and creative by joining “Craft Your Ramadan” every weekend, Friday, Saturday, and Sunday, at Dolmen Mall Lahore. Visitors can walk into the realme outlet, register on-site for the DIY workshop, complete their customized design, and instantly enter the lucky draw for a chance to win exciting prizes. To stay updated on timings, activities, and announcements, follow realme Pakistan on social media and be part of the celebration.

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