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E-governance and public service delivery, what Punjab achieved in past

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e governance PITB

E-governance is defined as the use of  Information and Communications Technology (ICTs) to more effectively and efficiently deliver government services to citizens and businesses.

The concept emerged in the late 1990s from the US. Starting around the late 1990s, the US Federal Chief Information Officer’s Council began emphasizing IT projects that offered “service to the citizen” and so the US was among the first nations to focus IT-enabled government.

Leading research and advisory company, Gartner has listed down four phases of e-governance: Presence, interaction, transaction, and transformation.

Presence means basic information is put online for the public, followed by interaction wherein users are able to get in touch with the organizations.

In the transaction phase, users can complete the entire transaction e.g citizens can apply for any state service like tax payment or license application. The final phase of transformation involves a reinvention of how government functions are conceived and organized and it is bilateral in the form of surveys and discussion forums.

E-government has multiple advantages over the conventional form of government, the most important of which is that direct representation and voice of the public are heard loud and clear which consolidates democratic values in the country and in the governance apparatus as well. When citizens are sure of the fact that their voice matters, they tend to register their complaints with the competent authorities which can then take adequate action.

Other benefits of e-government include transparency, access to information, streamlining bureaucratic procedures, and round the clock operation.

When the statistics and government procedures are available on the digital horizon, it would be nearly impossible for government employees to conceal anything from the public, which in turn leads to enhanced transparency.

Another advantage that e-government enjoys over the traditional forms of governance is round the clock operation. The affected or information-seeking citizens can interact with the governance machinery without any limits regarding time and even space as they can remotely engage with government offices.

Punjab has also made efforts to opt for the e-governance culture and for this purpose, Punjab Information Technology Board (PITB) was formed in 1999 as an autonomous body under the Department of Industries, however, it was given under the administration of Information Technology Department on15th October 2001.

Finally, after the dissolution of the Information Technology Department in 2011, PITB was attached to the Planning & Development Department of Punjab.

The Punjab Information Technology Board has taken multiple initiatives in diverse sectors ranging from Health to education to law and order besides other moves.

The most important and beneficial initiative in the health sector is Dengue Activity Tracking System, a mobile application developed after 2011 Dengue outbreak.

The app provided real-time information on larvae prevention, detection, and public hygiene activities. With the help of geo-tagging, effective dengue surveillance was carried out for affected areas and teams were mobilized to cope up with the menace.

Other initiatives in the health sector include e-Vaccs, Disease Surveillance System, Biometric Attendance System for Health Facilities, Monitoring System for Polio Campaign, Drug Inspection, and Monitoring Evaluation System, Drug Testing Laboratory Automation Programme, Medicine Procurement.

PITB also took very important measures to reform the law and order sector of Punjab and launched an online complaint management system (CMS). PITB developed an automated web-based complaint management system. Details of the complaints and the complainants are entered into the system and a complaint number is provided to the complainant through SMS.

With the digitalization, the complainant can check the status of their complaint. Moreover, police personnel can also monitor the activities.

The record of the Lahore High Court was also automated through which each case now has a planned date for the next hearing. The system automatically generates dates for hearings and judges to be assigned to the case.

The Higher Education Department worked with the PITB to implement a standardised admissions application mechanism that is simple, convenient, and cost-effective, and nearly 1 million admissions applications have been processed via OCAS (Online College Admission System) in recent years.

Moreover, with ‘Measuring Student Learning Outcomes’ initiative, a tablet-PC based student assessment app was devised to be used by School Monitoring Officers who conducted on-spot testing for English, Mathematics, and Urdu across all public schools in Punjab to access the learning outcomes.

PITB developed the Restaurant Invoice Monitoring System (RIMS) which aids registration of various food businesses and collection of provincial sales tax from these establishments. Using RIMS, 386 restaurants have been added to the tax net.

Agriculture e-credit scheme provides loans to small farmers by easing them as previously they used to visit Punjab Land Records Authority 10 times which was reduced to 3 visits.

A centralised system for wheat procurement was designed by PITB which provides real-time reports of the wheat procurement process from each centre wherein farmer’s data is collected.

Agriculture Marketing Information Service disseminates prices of agriculture commodities prices from 135 markets located across the province of Punjab.

In the transport sector, the e-challan system has changed the way traffic inspectors issued tickets. “Traffic Violation Reporting System” (e-challan) is an Android-based mobile application that helps the Traffic Police in verifying the license status of a person who has violated the traffic laws and issuing traffic violation tickets on the spot.

Moreover, Rasta App facilitates the citizens with Traffic Advisory Route Planner, Challan Payment, E-License, E-Driving Test Scheduling, Traffic Feedback/Complaints, My License Info, My Car Info.

Another initiative by PITB was e-stamping through which anyone wanting to purchase high value non-judicial and judicial stamp papers can do so by using a computer with an internet connection. The process is simple, fill the challan form 32-A, take out the print and get e-stamp paper from Bank of Punjab.

PITB provided a video conferencing facility for the top leadership of the province to interact with the district administration without having to go anywhere, thus saving logistic costs. This facility has helped the government save an estimated Rs. 290 million (PITB).

Moreover, PITB collaborates with the National School of Public Policy (NSPP) to provide IT training to civil servants at MCMC, SMC, and NMC levels across Pakistan. These training programs comprises of ICT basics, hands-on exercises, and case studies for the participants. Officers are being trained to use ICT as a tool for efficient decision making to address their respective sectoral issues.

A special case is of Pakistan Citizen portal through which citizens can file complaints which is then routed to the concerned authorities. But, broadly speaking, this application falls in Interaction phase of Gartner’s four phases of e-governance.

According to the data by Prime Minister’s Performance Delivery Unit (PMDU), 1.2 million complaints have been resolved up until now with over 87 per cent redressal rate of complaints.

Top officials of police have been sacked for non-compliance which shows that the government is keeping the e-governance model in focus.

So, we can say that e-governance would replace the conventional model of governance in years to come because of its ease, effectiveness, economic benefit, and efficiency. Pakistan is currently ranked 148 as compared to Bangladesh’s 115 on E-Government Development Index furnished by UN e-government survey 2018 and so we lag behind other countries.

The internet penetration is increasing across Pakistan and statistics by Pakistan Telecommunication Authority confirm that there are 163 million cellular subscribers across the country – the teledensity comes out to be 77% which confirms that e-governance would set aside the conventional model of governance in Pakistan very soon.

A few recommendations can be given in this regard, starting from the enhancement of digital literacy as Pakistan is ranked at 77th spot on Inclusive Internet Index 2019 by The Economist. For this, organizations like Digital Rights Foundation can collaborate with tech giants like Google and Facebook to impart training to the populace which will help lessen the digital divide.

Moreover, merit-based appointments should be made especially at top positions. Dr Umar Saif, who launched around 50 broads and 250 smaller projects across Pakistan, was removed after the incumbent government swept to power. The move was perceived more as a political maneuver rather than an administrative decision.

ICT training should be imparted to staff at the lower level, especially to the staff which has been handling archives and files manually. ICT infrastructure should be given special focus to move from the present phase to the transformation phase on Gartner’s e-governance model. A special focus should be given to the rural areas wherein vocational training institutes can be set up.

The writer is a civil servant.

 

Business

Pakistan Banks Association elects Zafar Masud as chairman, forms 16-member executive committee

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KARACHI – On December 28, 2025, the Pakistan Banks Association (PBA) formed a new 16-member Executive Committee, which includes two women and eight new member banks, reflecting a move towards increased inclusivity and wider industry representation.

Following the elections, the Executive Committee unanimously elected Mr. Zafar Masud, President and Chief Executive Officer of The Bank of Punjab, as Chairman of the PBA. Commenting on his election, Mr. Masud said the newly constituted Executive Committee represents an important evolution in the Association’s governance.

He noted that the expanded and more diverse membership strengthens the PBA’s ability to advance a National Economic Agenda, with a focus on bridging credit gaps in priority sectors, accelerating financial inclusion through digital channels, and supporting Pakistan’s sustainable economic recovery.

The leadership team also includes Mr. Nassir Salim, President and Chief Executive Officer of Habib Bank Limited, as Senior Vice Chairman, and Mr. Yousaf Hussain, President and Chief Executive Officer of Faysal Bank Limited, as Vice Chairman.

Mr. Nassir Salim emphasized the importance of resilience and strong compliance frameworks amid global headwinds, while Mr. Yousaf Hussain highlighted modernization, technology adoption, and agility as key priorities to ensure the banking sector remains innovative and regionally competitive.

Commenting on the milestone, Mr. Muneer Kamal, Chief Executive Officer and Secretary General of the PBA, said that the expansion of the Executive Committee, including the historic inclusion of female representation, reflects the Association’s commitment to diversity and modern governance.

Under the new leadership, the PBA aims to deepen collaboration with the State Bank of Pakistan, the Ministry of Finance, and the Federal Government to support infrastructure development, expand private sector credit for agriculture and SMEs, and advance the country’s digital transformation.

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Business

Saudi carrier flyadeal opens new office in Islamabad

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ISLAMABAD – flyadeal, Saudi Arabia’s rapidly expanding low-cost airline, has opened a new dedicated sales and marketing office in Islamabad, highlighting its swift growth in Pakistan. During a brief visit to Pakistan’s capital, flyadeal CEO Steven Greenway reaffirmed the airline’s dedication to becoming a key player in the country’s vibrant air travel industry.

flyadeal launched non-stop scheduled flights from Saudi Arabia to Pakistan in February, connecting  Riyadh and Jeddah to the country’s commercial hub of Karachi, which signalled the airline’s first move into South Asia.

Since then, flyadeal has significantly scaled up frequency, now operating 18 non-stop services each week between the two countries serving a total of five gateway cities in Pakistan – Karachi, Peshawar, Sialkot, Lahore and Islamabad.

“Our Pakistan flights have proved a great success since our entry, bringing affordable low fares and reliable punctual services to this exciting market,” said Greenway.

“Having expanded from one to five cities across the country in the space of just eight months, thanks to regulatory and travel industry support, it’s only a matter of time before we grow further with much-needed additional capacity and provide the travelling public with wider reach and greater choice of non-stop flights bridging both countries.”

flyadeal has partnered with leading general sales agent Matchless Travel to serve the travel trade and members of the public across Pakistan through its nationwide network of offices.

Farooq Ahmad, flyadeal Head of Sales, added: “flyadeal has developed a great relationship with Pakistan’s travel agency community, quickly building confidence within the trade of our value-added product offering. Our dedicated sales office in Islamabad complements the efforts of Matchless by providing increased brand presence and awareness.”

Following the sales office opening, flyadeal’s senior management team from the head office in Jeddah and Karachi hosted Islamabad’s travel trade to a thank-you dinner.

All flyadeal services to and from Pakistan are operated with Airbus A320 family aircraft in a single 186-seat Economy Class configuration. The flights cater to a mix of business, leisure, pilgrim and migrant worker traffic, as well as the large outbound Pakistani expatriate community living in the Kingdom. Jeddah-bound flights serve as the gateway to the Saudi holy city of Makkah.

flyadeal operates scheduled flights from bases in Riyadh, Jeddah and Dammam to more than 30 domestic and international seasonal and year-round destinations in the Middle East, Europe, North Africa and South Asia with a modern fleet of 43 Airbus A320 family aircraft.

Effective 1 January 2026, flyadeal will add Madinah as its fourth base in the Kingdom, a strategic move to enhance air travel options to and from the Holy city. 

 

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Gold

Ways to check the purity of gold: Methods and Facts

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LAHORE – In Pakistan, uncertainty always looms over the minds of people. Some people remain unsure whether the gold they bought is pure or not, so in case of such a scenario, here is what you can do.

Ways to verify your gold:

  • Check Official Markings

Look for engraved markings on the inner side of the jewelry; it may say 24k, 22k, 21k, or 18k. In Pakistan, 21k means 87.5% purity; on the other hand, 24k means 99.9% purity and is mostly used as investment bars.

  • Professional Ways to Test

If you remain unsure about your gold, then you should consider visiting major gold markets such as Karachi’s Sarafa Bazaar or Lahore’s Liberty Market.

Three such ways include:

Electronic Gold Testers: In today’s modern world, jewelers use handheld electronic devices to measure the electrical conductivity to provide the user with immediate karat reading.

XRF Spectrometry: This method is widely regarded as the best and most accurate way; most high-end gold laboratories use X-Ray fluorescence to get the exact elemental composition of the item.

Touchstone Test: This is known as the Kasauti Test, the gold is rubbed against a dark stone(Kasauti), and the streak is then compared with known purity needles, or it is treated with acid.

  • Test at Home

Magnet Test: Gold is not attracted to magnets if the item is powerfully attracted towards a powerful magnet, then it is likely that it contains some sort of base metals, most probably iron or nickel.

Floating Test: Gold remains a dense element if gently placed in a bowl filled with water and sinks all the way to the bottom. Then, it can be considered pure gold. However, if the gold item floats or sinks slowly, it is most likely fake gold or the item is gold-plated.

Vinegar Test: By applying a few drops of vinegar on the item, you can check its purity because pure gold retains its shine, but fake gold loses it altogether.

Ping Test: This is a sound test. First of all, take the gold item in your hand and gently strike it against another metal. Pure gold produces a high-pitched ringing sound, whereas base metals produce a “thud” sound.

Note: It is pertinent to mention here that methods to test at home aren’t completely reliable, and the results shouldn’t be considered as the final results, as there are chances that they can be influenced by other factors. That’s why it is better to follow the other ways mentioned in the article.

  • Precautionary measures before buying

Before buying the gold item, request a certificate of confirmation of the purity of the gold being bought. Before paying the price for the gold, verify the daily price of the gold from the Jewellers Association or upfront.pk to avoid being overcharged for lower-quality gold.

 

 

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